What changed
Every change written in the banks' own notices and terms. Red means the card got worse for you, green means better.
Coming 15 Nov 2026
MagnusAxis Bank
BenefitsComplimentary memberships will renew only if you consent
Bank document
Undated · seen 2 Oct 2026
Membership Rewards (MRCC)American Express
ApplicationsAmex has temporarily paused new card applications in India
Bank document
Undated · seen 2 Oct 2026
Platinum TravelAmerican Express
ApplicationsAmex has temporarily paused new card applications in India
Bank document
Undated · seen 2 Oct 2026
Amazon Pay ICICIICICI Bank
EligibilityCard is now invite only
Bank document
1 Oct 2026
Platinum TravelAmerican Express
LoungeDomestic lounge visits now need ₹70,000 spend in Jul–Sep 2026, then ₹1 lakh a quarter
Bank document
24 Sep 2026
Swiggy HDFC BankHDFC Bank
ProductCard being phased out; holders who don't choose will be moved to the lifetime-free Swiggy Ornge card
Bank document
1 Sep 2026
Live+HSBC
LoungeLounge allowance now 2 domestic (1 per 6 months) + 1 international a year
Bank document
28 Aug 2026
Flipkart AxisAxis Bank
RewardsGift cards, tolls and road/bridge fees no longer earn rewards; late fee ₹1,300 above ₹50,000
Bank document
28 Aug 2026
Airtel AxisAxis Bank
RewardsGift cards, tolls and road/bridge fees no longer earn rewards; late fee ₹1,300 above ₹50,000
Bank document
28 Aug 2026
AtlasAxis Bank
RewardsGift cards, tolls and road/bridge fees no longer earn rewards; late fee ₹1,300 above ₹50,000
Bank document
28 Aug 2026
MagnusAxis Bank
LoungePriority Pass no longer works at domestic lounges; use the Magnus card instead
Bank document
28 Aug 2026
MagnusAxis Bank
ChargesMarkup on rupee payments abroad raised to 2%; gift cards and tolls stop earning points
Bank document
21 Aug 2026
AtlasAxis Bank
RewardsTolls and road/bridge fees no longer count toward milestones
Bank document
26 Jul 2026
Live+HSBC
RewardsAmazon and Flipkart moved from 10% to 1.5%; international spends stopped earning 1.5%; forex cut to 1.99%
Bank document
15 Jul 2026
One Credit Card (metal)OneCard
RewardsBills and utilities stopped earning points and 5X
Bank document
1 Jul 2026
Regalia GoldHDFC Bank
LoungeDomestic lounge now needs ₹60,000 spend in the previous quarter
Bank document
1 Jul 2026
Infinia MetalHDFC Bank
RewardsSmartBuy voucher bonus capped at 3,000 points a month
Bank document
18 Jun 2026
FIRST MillenniaIDFC FIRST Bank
LoungeRailway lounge now 1 visit a quarter (the older guide said 4 a quarter on ₹20,000 monthly spend)
Bank document
18 Jun 2026
FIRST MillenniaIDFC FIRST Bank
ForexForex markup cut to zero; international spends earn 10X
Bank document
18 Jun 2026
FIRST WealthIDFC FIRST Bank
Rewards10X now from the first eligible transaction; points only on spends up to the credit limit each cycle
Bank document
18 Jun 2026
FIRST WealthIDFC FIRST Bank
MoviesBOGO movie offer now needs ₹20,000 spend in the previous month
Bank document
15 Jun 2026
Klick RuPay (on Kiwi)Kiwi × YES BANK
RewardsYES Rewardz stopped on insurance, education, railways, tolls, ferry and jewellery
Bank document
15 Jun 2026
Klick RuPay (on Kiwi)Kiwi × YES BANK
ForexForex markup on Klick raised to 3.5% (was 2.75%)
Bank document
30 May 2026
One Credit Card (metal)OneCard
FeesWallet/bank transfers above ₹10,000 a month now cost 2% (was 1%)
Bank document
15 May 2026
Regalia GoldHDFC Bank
RewardsEarn rate set at 5 points per ₹200; Boarding Edge travel benefits added
Bank document
12 Apr 2026
Airtel AxisAxis Bank
RewardsAirtel 25% and utility 10% now capped at 2× and 1× your base cashback
Bank document
1 Feb 2026
CoralICICI Bank
RewardsPoints on transport spends capped at ₹10,000 a statement cycle
Bank document
1 Feb 2026
SapphiroICICI Bank
RewardsPoints on transport spends capped at ₹20,000 a statement cycle
Bank document
17 Nov 2025
Tata Neu InfinityHDFC Bank
RewardsNo more NeuCoins on monthly EMI principal for SmartEMI and off-us merchant EMI
Bank document
1 Nov 2025
Regalia GoldHDFC Bank
RewardsPoints redeemed against your bill now worth 15 paise each
Bank document
11 Oct 2025
Amazon Pay ICICIICICI Bank
RewardsInternational, education and non-Amazon utility spends stopped earning points
Bank document
20 Jun 2025
Flipkart AxisAxis Bank
RewardsMyntra raised to 7.5%; Flipkart and Cleartrip capped at ₹4,000 a quarter each; free lounge visits removed
Bank document
20 Jun 2025
MagnusAxis Bank
Rewards35-point rate limited to spends up to credit limit + ₹1.5 lakh a month
Bank document
10 Jun 2025
Tata Neu InfinityHDFC Bank
LoungeDomestic lounge became spend-based (₹50,000 a quarter)
Bank document
1 Jun 2025
Klick RuPay (on Kiwi)Kiwi × YES BANK
RewardsKiwis earned only on multiples of ₹100
Bank document
1 Aug 2024
MillenniaHDFC Bank
Fee₹50 fee added for redeeming CashPoints against your bill
Bank document
