Jupiter × CSB Bank
Edge+ CSB Bank RuPay Credit Card
UPIShoppingLifetime free
Checked 2 Oct 2026 ·
Annual fee₹0+ GST
Forex markup3.5%
Interest3.75%a month
NetworkRuPay
You earn
Perks & rules
What changed
Coming 10 Oct 2026Shopping brands earn 50 Jewels per ₹100 only if the cycle's spends exceed ₹15,000; otherwise 5 Jewels per ₹100
6 Dec 2025Revised fees and charges in the Key Fact Statement took effect
Worth it?
See what it pays back on your spending, after the fee.Run the numbers
All the fine printEvery detail from the bank's documents, in one place
How you earn
Rewards asJewels (Jupiter reward points)
Base rate5 Jewels per ₹100 on other eligible spends
Higher rates
- 10 shopping brands: 50 Jewels per ₹100 at Amazon, Flipkart, Myntra, Tata Cliq, Ajio, Nykaa, Croma, Reliance Digital, Trent/Tata Retail and Reliance Retail
- Jupiter Flights: 25 Jewels per ₹100 on Jupiter Flights
Limits
- Shopping brands: up to 10,000 Jewels a statement cycle, 3,000 per merchant, 1,000 per transaction
- Jupiter Flights: up to 5,000 Jewels a statement cycle
- From 10 Oct 2026, the 50-Jewel shopping rate needs over ₹15,000 spend in the cycle; otherwise 5 Jewels per ₹100
Doesn't earn on
- Fuel, government, rent, utility bills, telecom, cable, insurance, wallet/gift card/voucher loads, cash, EMI, tolls, tax, gaming and gambling, and other listed MCCs
- UPI payments through other UPI apps (only the Jupiter UPI app earns Jewels)
- Gift cards (MCC 5947), utilities and insurance do not count for the shopping rate
Where it landsShown in the Jupiter app; from 10 Oct 2026, 5 of the 50 shopping Jewels per ₹100 are credited at once and the other 45 at cycle end
What a point is worth
Value1 Jewel = ₹0.20 for Jupiter Flights, Jupiter Store, brand vouchers and digital gold; ₹0.14 for statement credit, bill payments or cash
ExpiryNo expiry; Jewels are lost if the card is unused for 365 days or dues are unpaid for 90 days
Redemption feeNot stated in the documents read; minimum Jewels to redeem is shown in the app
Welcome benefit
WelcomeNone stated
Milestones
MilestonesNone stated
Airport lounges
DomesticNone
InternationalNone
Fuel
Fuel1% surcharge waiver on ₹400–₹3,000, up to ₹100
Spending abroad
Forex markup3.5%
Fees
Joining fee₹0 as a limited-period offer; regular joining fee ₹999 + GST
Annual feeNil (lifetime free)
Fee waiverNo annual fee to waive
If you pay late
Late fee5% of the amount due, minimum ₹250, maximum ₹2,000
Interest3.75% a month (45% a year)
Cash withdrawalNot allowed: the card cannot be used to withdraw cash
Who can apply
Age23–60 years
SalariedSteady monthly income; no amount stated
Self-employedNot stated on product page
More perks
Perks
- Personal accident cover up to ₹2 lakh and 24/7 concierge, only on the Platinum variant (BIN 653038)
- No cash withdrawals from ATMs
Sources
Everything on this page comes from these bank documents. Tap any box above for the full wording.
- Jupiter Edge+ RuPay credit card page Product page · 2 Oct 2026
- Edge CSB / Edge+ CSB RuPay Credit Card Terms and Conditions Card T&C · 2 Oct 2026
- Edge CSB / Edge+ CSB Bank Credit Card MITC Fee schedule · 29 Aug 2026
- Edge CSB / Edge+ CSB RuPay Credit Card Key Fact Statement Fee schedule · 5 Nov 2025
Card image: Jupiter × CSB Bank's own website.
