Annual fee₹3,000+ GST
Forex markup0%
Interest3.99%a month
Network
You earn
Perks & rules
What changed
7 Jan 20261% fee on FASTag loading and toll payments above ₹10,000 a transaction
1 Jul 2025Domestic lounge visits now need ₹35,000 spend in the previous calendar quarter
Worth it?
We can't estimate this card yet.RBL Bank does not state a ₹ value per reward point
All the fine printEvery detail from the bank's documents, in one place
How you earn
Rewards asReward points
Base rate2 points per ₹100 on domestic spends
Higher rates
- Travel: 5 points per ₹100 on travel (airlines, hotels, transport)
Limits
- No earning cap stated
Doesn't earn on
- International spends earn no points (except travel, per the T&C)
- Fuel and auto, utilities, insurance, railways, rent, wallet loads, MCC 5960
Where it landsWithin 45 days of the transaction settling; redeem at rblrewards.rbl.bank.in
What a point is worth
Value₹ value per point not stated; points can go to flights, hotels, vouchers or cashback against the bill
Expiry24 months
Redemption fee₹99 + GST per redemption (once per day); cashback needs at least 2,000 points
Welcome benefit
Welcome₹3,000 MakeMyTrip voucher if you transact within 30 days and pay the first membership fee on time
Milestones
Milestones
- 10,000 bonus points on ₹2.5 lakh spend in a card year
- 15,000 bonus points on ₹5 lakh spend in a card year
- ₹10,000 voucher (Taj, Amazon, Croma, Myntra, MakeMyTrip) on ₹7.5 lakh spend in a card year
Airport lounges
Domestic2 visits a quarter in India for the primary cardholder if you spent ₹35,000 in the previous calendar quarter
International2 visits a year via Priority Pass, plus 1 extra visit (Lounge Key voucher) for each calendar quarter with ₹50,000 spend
Fuel
Fuel1% surcharge waiver on ₹500–₹4,000, up to ₹250 a month
Spending abroad
Forex markup0%
Fees
Joining fee₹3,000 + GST first-year membership fee, billed after the first transaction (the MITC lists no separate joining fee)
Annual fee₹3,000 + GST from the second year
Fee waiverNo spend-based fee waiver stated
If you pay late
Late fee12.5% of total outstanding, ₹5 to ₹1,300
InterestUp to 3.99% a month (47.88% a year), by credit score for this group of cards: 3.35% (score above 775), 3.85% (725–775), 3.99% (below 725)
Cash withdrawal2.5% of the amount, minimum ₹500
Who can apply
AgeNot stated on product page
SalariedNot stated on product page
Self-employedNot stated on product page
More perks
Perks
- Overseas travel insurance with USD 50,000 sum insured
- Golf: 4 free green fee rounds a year and 1 lesson a month, on the Mastercard version only
- 24/7 concierge
Sources
Everything on this page comes from these bank documents. Tap any box above for the full wording.
- World Safari Credit Card product page Product page · 2 Oct 2026
- World Safari Credit Card Terms and Conditions Card T&C · 2 Oct 2026
- RBL Bank Credit Cards MITC cum Key Fact Statement Fee schedule · 2 Oct 2026
- RBL Bank Credit Cards Schedule of Charges (V2-04-06-2026) Fee schedule · 4 Jun 2026
- RBL Rewards Terms & Conditions Card T&C · 2 Oct 2026
Card image: RBL Bank's own website.
