American Express
Platinum Travel
Applications pausedTravelMilestones
Checked 2 Oct 2026 ·
Annual fee₹5,000+ GST
Forex markup3.5%
Interest3.5%a month
NetworkAmex
You earn
Perks & rules
What changed
UndatedAmex has temporarily paused new card applications in India
1 Oct 2026Domestic lounge visits now need ₹70,000 spend in Jul–Sep 2026, then ₹1 lakh a quarter
Worth it?
We can't estimate this card yet.Point value depends on the reward you pick.
All the fine printEvery detail from the bank's documents, in one place
How you earn
Rewards asMembership Rewards points
Base rate1 point per ₹50
Higher ratesNone stated
Limits
- No caps stated
Doesn't earn on
- Fuel, insurance, utilities (electricity, water, gas), cash
- EMI chosen on a merchant website or terminal (EMI via SafeKey or after purchase still earns)
Where it landsNot stated on the product page
What a point is worth
ValueNot stated as a rupee value; milestone points redeem on the Platinum Travel Collection
ExpiryDon't expire while the card is active; forfeited within 30 days of cancellation
Redemption feeNot stated on the product page
Welcome benefit
Welcome10,000 points after paying the fee and spending ₹15,000 in the first 90 days (first year only)
Milestones
Milestones
- 10,000 points at ₹4 lakh spend in a membership year (Platinum Travel Collection)
- ₹20,000 Taj Experiences e-gift card at ₹7 lakh spend in a membership year
Airport lounges
Domestic2 visits a quarter if you hit the previous quarter's spend: ₹70,000 in Jul–Sep 2026, then ₹1 lakh a quarter
InternationalPriority Pass membership with the US$99 fee waived; each visit is charged at the retail rate
Fuel
FuelNo convenience fee at HPCL under ₹5,000; 1% at ₹5,000 and above
Spending abroad
Forex markup3.5%
Fees
Joining fee₹5,000 + GST
Annual fee₹5,000 + GST
Fee waiverNo fee waiver listed
If you pay late
Late fee30% of minimum amount due, between ₹500 and ₹1,000
Interest3.5% a month (3.99% if in default)
Cash withdrawal3.5% of amount, minimum ₹250 (cash withdrawal currently suspended in India)
Who can apply
AgeOver 18
SalariedPersonal income ₹6 lakh a year. Issued only to residents of Delhi/NCR, Mumbai, Bangalore, Chennai, Pune, Hyderabad, Jaipur, Indore, Coimbatore, Chandigarh, Ahmedabad, Surat, Vadodara, Lucknow, Ludhiana, Nagpur, Nashik, Trivandrum and Mysuru
Self-employedPersonal income ₹6 lakh a year; business trading 12+ months
More perks
Perks
- Up to 20% off at select restaurants
Sources
Everything on this page comes from these bank documents. Tap any box above for the full wording.
- Platinum Travel Credit Card page Product page · 2 Oct 2026
- Amex India Schedule of Fees and Charges Fee schedule · 31 Aug 2025
Card image: American Express's own website.
