Annual fee₹2,999+ GST
Forex markup3.5%
Interest3.83%a month
NetworkVisa
You earn
Perks & rules
What changed
15 Jun 2026Late payment slabs revised: ₹500 for ₹501–₹1,000 due, ₹600 for ₹1,001–₹5,000, ₹750 for ₹5,001–₹10,000, ₹900 for ₹10,001–₹25,000; top fee stays ₹1,300
15 Jun 2026DCC fee for this card stays at 1% + GST (some other IndusInd cards moved to 2%)
15 Jun 20261% + GST fee on fuel spends above ₹50,000 in a statement cycle (same threshold as before for this card)
15 Jun 20261% + GST fee on rail, local transport, bus and toll spends above ₹40,000 in a statement cycle
15 Jun 2026If you were paying partly and then pay in full, interest continues on the old balance until payment; the interest-free period returns only after the next statement is also paid in full
Worth it?
We can't estimate this card yet.Bank states no ₹ value per reward point (points usable only in the EazyDiner app)
All the fine printEvery detail from the bank's documents, in one place
How you earn
Rewards asReward points, usable only in the EazyDiner app
Base rate4 points per ₹100 on other spends (not fuel or dining)
Higher rates
- Travel, shopping, entertainment: 10 points per ₹100 on hotel and travel bookings, shopping and entertainment
Limits
- Points earned only on spends up to your credit limit in each statement cycle
- Extra 25% dining discount: up to ₹1,000 per bill, ₹2,000 a month; ₹5,000 a month if you spent ₹30,000 on non-dining the previous month
Doesn't earn on
- Fuel and dining spends earn no points
Where it landsNot stated on product page
What a point is worth
ValueNot stated. Points can be used against restaurant bills via PayEazy or from the EazyDiner app catalogue; not as cash credit (the page's example assumes ₹0.10 a point, but only as an assumption)
ExpiryPoints expire at the end of every card anniversary year
Redemption feeNone: the MITC exempts EazyDiner Signature from the reward redemption fee
Welcome benefit
Welcome12-month EazyDiner Prime membership, 2,000 EazyPoints and a ₹7,500 Postcard Hotel voucher; renewed each year on paying the annual fee
Milestones
MilestonesNone stated
Airport lounges
DomesticNone (Priority Pass not available on this card)
InternationalNone
Fuel
Fuel1% surcharge waiver; cap and amount range not stated
Spending abroad
Forex markup3.5% (rupee payments abroad or to overseas-registered merchants: 1% DCC fee)
Fees
Joining fee₹2,999 + GST
Annual fee₹2,999 + GST; paying it renews EazyDiner Prime and the welcome benefits
Fee waiverNone
If you pay late
Late fee₹100–₹1,300 depending on amount due (nil up to ₹100)
Interest3.83% a month (46% a year)
Cash withdrawal2.5%, minimum ₹300
Who can apply
AgeNot stated on product page
SalariedNot stated on product page
Self-employedNot stated on product page
More perks
Perks
- Extra 25% off (up to ₹1,000 a bill) when you pay with this card through PayEazy in the EazyDiner app, on top of the Prime 25–50% restaurant discount
- Free premium alcoholic drink per diner at about 200 select restaurants booked through the EazyDiner app
- 3X EazyPoints on EazyDiner
Sources
Everything on this page comes from these bank documents. Tap any box above for the full wording.
- EazyDiner IndusInd Bank Credit Card product page Product page · 2 Oct 2026
- IndusInd Bank Credit Card MITC (Premium, consolidated) Fee schedule · 31 Aug 2026
- EazyDiner Reward Points T&C Card T&C · 2 Oct 2026
- Extra 25% off T&C Card T&C · 2 Oct 2026
- Important updates on IndusInd Bank Credit Cards Change notice · 2 Oct 2026
- Changes in Interest Charges Calculation Change notice · 2 Oct 2026
Card image: IndusInd Bank's own website.
