Annual fee₹999+ GST
Forex markup0.99%
Interest3.75%a month
NetworkMastercard / RuPay
You earn
Perks & rules
What changed
1 Jul 2026Domestic lounge visits now need ₹75,000 spend in the previous quarter
15 Jan 2026BookMyShow offer now needs ₹25,000 spend in the previous quarter
15 Jan 2026New 1% fees on wallet loads of ₹5,000+ and transport spends over ₹50,000, and 2% on skill-gaming
Worth it?
See what it pays back on your spending, after the fee.Run the numbers
All the fine printEvery detail from the bank's documents, in one place
How you earn
Rewards asmyCash (MakeMyTrip wallet)
Base rate1% on other spends, in India and abroad
Higher rates
- MMT hotels: 6% on MakeMyTrip hotel bookings
- MMT travel: 3% on MakeMyTrip flights, holidays, cabs and buses; 25 myCash per train booking
Limits
- No cap on MakeMyTrip earn
- Insurance: up to 1,000 myCash a year
Doesn't earn on
- Rent, cash advances, fees, EMI, balance transfer and loans on card
- Wallet loads
Where it landsTo your MakeMyTrip account within 45 business days of the statement
What a point is worth
Value1 myCash = ₹1, usable only on MakeMyTrip bookings
ExpiryNever expires while the card is active
Redemption feeNone stated; used at MakeMyTrip checkout
Welcome benefit
Welcome₹1,000 MakeMyTrip voucher (valid 1 year) and 1-year MMTBLACK Gold after paying the joining fee
Milestones
MilestonesNone stated
Airport lounges
Domestic2 a quarter if you spent ₹75,000 in the previous quarter (primary only)
International1 a year via Priority Pass (primary only)
Fuel
FuelNot stated for this card
Spending abroad
Forex markup0.99%
Fees
Joining fee₹999 + GST
Annual fee₹999 + GST from the second year
Fee waiverAnnual fee waived on ₹3 lakh spend in the year (then no renewal voucher)
If you pay late
Late fee₹100–₹1,300 depending on amount due (nil under ₹100)
Interest3.75% a month (45% a year)
Cash withdrawal2.5%, minimum ₹500
Who can apply
AgeOver 21 years, Indian citizen
Salaried₹20,000 a month
Self-employed₹2.4 lakh a year
More perks
Perks
- ₹1,000 MakeMyTrip hotel voucher (valid 3 months) each time the annual fee is paid
- 25% off up to ₹150 on movie tickets at INOX, and on BookMyShow if you spent ₹25,000 the previous quarter
- 3 months no-cost EMI on MakeMyTrip bookings
Sources
Everything on this page comes from these bank documents. Tap any box above for the full wording.
- MakeMyTrip ICICI Bank Credit Card product page Product page · 2 Oct 2026
- MakeMyTrip ICICI Bank Credit Card T&C Card T&C · 2 Oct 2026
- ICICI Bank Credit Card MITC Fee schedule · 2 Aug 2026
Card image: ICICI Bank's own website.
